Kuba

Has 15 years of experience in finance within the banking sector and financial services integration. A graduate of the Cracow University of Economics. Worked at institutions such as UBS, Credit Suisse, Alior Bank, and FIS.

The Elusive Promise of Micropayments: A History of Unfulfilled Potential

Micropayments promised seamless, pay-as-you-go digital transactions—but why haven’t they taken off? From early visions to failed dot-com experiments and today’s renewed interest, we explore the obstacles holding them back and whether new technologies could finally make them viable. Is a revolution coming, or will subscriptions stay king?